Choosing a Home Inspector

One of the most important people you will meet in the purchase of a home is your home inspector. While most people have their homes inspected, many don't really think about the person inspecting the home.

We've heard horror stories of inspectors who miss major defects, skip over major problems or find problems that they can fix for a small fee.

But these aren't reasons not to have your home inspected. They are reasons to look more closely at your home inspector choices.

It is important to make sure that your home inspector is well trained and insured, especially since he or she will help you decide whether or not this investment is a good one for you. Look for the following things in a home inspector:

• Your inspector should be properly trained in all aspects of home inspection and is up to date in changes in residential construction techniques and systems.
• The inspector should be certified by a reputable training institute. He or she should test annually, such as required by the National Institue of Building Inspectors.
• The inspector must have insurance coverage. This includes general liability, worker's compensatio and Errors and Omissions insurance. If you find an inspector that doesn't carry the E and O insurance, it is an indication that the inspector has no formal training or a poor track record in the industry. It is the same as malpractice insurance for doctors.
• The inspector should be willing to provide a written guarantee to back up his or her inspection findings.
• An inspector should only be an inspector. You don't ever want to do business with an inspector who is also a contractor. This gives a conflict of interest, an opportunity for repairs made for problems found.

The inspector is very important. You want to make sure that you are doing business with someone reputable. Even if he says he is certified, you must make sure that there is insurance in place. Don't be afraid to ask questions. If the inspector is hauty or doesn't want to answer easily, look for another inspector. After all, this is a major purchase. You want the best people on your team.

Martin Lukac represents http://www.RateEmpire.com and http://www.1AmericanFinancial.com, a finance web-company specializing in real estate and mortgage rates. We specialize in daily updates, mortgage news, rate predictions, mortgage rates and more. Find low home loan mortgage interest rates from hundreds of mortgage companies!

Buying a Home in Austin 7 Things to Love About Austin Texas

The Climate
Yes, Austin gets hot in the summer. It is Texas, after all. But there's usually a nice breeze blowing (especially near the lake), and there's not as much humidity as the coastal cities like Houston. The rest of the year is milder than many places in the country. Austin winters are moderate by most standards, with snow being a rarity.

The Culture
Austin has a rich culture that blends Mexican heritage, cowboy roots, state politicians, and a healthy dose of urban hip. Keep Austin Weird is the unofficial slogan, and you'll see it emblazoned on everything from bumper stickers to t-shirts. Austin takes great pride in being ? well, Austin.

The Outdoors
Like to go backpacking? Cycling? Canoeing? Water skiing? You can do all of that in a day around the Austin area. From the lakes to the trails, Austin has an outdoor scene that's hard to beat.

The Music
They don't call Austin The Live Music Capital of the World for nothing. The city boasts a vast array of musical venues offering everything from jazz to country to rock. Austin City Limits is filmed here, and there are musical festivals throughout the year.

The Bats
The Congress Avenue bridge in downtown Austin, Texas is home to North America's largest urban colony of Mexican free-tails bats. Experts estimate the colony includes some 1.5 million bats! The bats began immigrating en masse around 1980, and after a brief period of public fear, they've become another Austin institution. They even have their own statue right on Congress Avenue. People come from all around to see the bats pour out of the bridge at dusk.

The Housing Costs
There's a new program on HGTV called What You Get for the Money. It compares housing costs from different cities to show what you get for the money. Austin is regularly featured on the show, because housing dollars go a long way here (at the time of this writing). For information on new homes in Austin, see the note at the end of this article.

The Roads (Soon)
Massive highway projects are underway, so the traffic situation around Austin will soon improve dramatically. Austin's population exploded during the tech boom a few years back, declined a bit during the subsequent tech bust, and is once more on the rise. But while the population has grown considerably, the highway infrastructure has mostly remained static.

As a result, rush hour can be quite an ordeal if you're heading into the city. But not to worry. Austin currently has one of the largest highway expansion projects of any state in the country. It's a growing pain, but in the near future it will be behind us!

Shopping for a Home in Austin?
If you're thinking of buying a new home in Austin, Texas, take a look at Harrington Custom Homes. They've been building custom homes in Austin for over 15 years. Visit them online at http://www.harringtonhomes.com

Not Sure Where To Start Looking For A Wholesale Supplier? Try Salehoo!

Stumped when it comes to finding a wholesale supplier? It?s tough trying to find the prices you need to make a profit online ? let alone negotiate the pitfalls of quality and authenticity.

If you find yourself floundering amid a vast array of sources, unsure who to trust, then look no further. SaleHoo is a directory of the very best wholesale sources on the net. SaleHoo?s sources have all been thoroughly investigated to ensure we recommend only authentic suppliers offering quality goods.

We regularly perform test purchases off our suppliers to ensure that standards remain high. SaleHoo members also add a rating whenever they use a supplier for a purchase. Plus our lively discussion board members will quickly give you the heads-up if you have any queries on a supplier you found yourself and are unsure of. With 30,000+ members, the collective experience available is enormous!

Our directory of suppliers covers 75 different categories from consumer electronics to plumbing supplies, DVDs and powertools, board games, prams, and strollers. And if we don't have it ? we?ll do everything we can to find it for you, absolutely free! Our staff work full time finding great new sources for any product you are looking for.

Time and time again we hear complaints from people who have purchased other directories, only to find that the prices advertised are only available with orders costing tens of thousands of dollars. So you?ll be amazed (and no doubt relieved!) to hear that many of our suppliers will offer you the best products at exciting prices with minimum order quantities of only 1 unit. If you are starting a new business, then SaleHoo gives you the freedom to purchase wholesale on a budget. These wholesalers and distributors will sell to you at the most affordable prices we can find.

By now you must be wondering why these wholesalers and distributors sell products at such crazy prices and with such low minimum order quantities! But the logic behind these great deals is very simple.

These wholesalers source directly from manufacturers - or from the closest source possible. Thus they have the flexibility to offer prices that middlemen just can?t afford.

SaleHoo takes all the risk out of dealing with wholesale suppliers. Not only will you save time searching for sources, you?ll sleep easy knowing your order will live up to the quality you expect and arrive safely at its destination.

About the Author:

SaleHoo and SaleHoo Auto are two of the top wholesale supplier directories on the internet. They offer a wide range of wholesale suppliers for all types of products and categories!

Where The Under Valued Real Estate Markets Are

Real estate bargains? With all the talk about a bubble, come on. Yes, there are areas in the country that haven't experienced the large run-up in home prices the last couple of years. According to the real estate research service, Local Market Monitor, six towns qualify as under-valued according to their most recent survey. An interesting note is that two are in Texas and all in more southern areas of the U.S.

Under-valued U.S. residential real estate markets:

Augusta, Georgia
El Paso, Texas
Fayetteville, North Carolina
Little Rock, Arkansas
Mc Allen-Edinburg, Texas
Memphis, Tennessee

It will be difficult to determine if these statistics will drive a boom in these communities. But savvy investors are looking for new investments for side-lined liquidity pulled from frothy real estate markets in the past two years. And with the over-valued markets taking long to adjust to market realities, many investors are ready now to find exciting growth opportunities in valued markets.

While under-valued markets look promising, you should conduct a careful analysis to determine if demand will or can be created to support higher resale prices. Look at closed sold comparables from the each of the last three years, to see if consistent appreciation and demand will work in your favor.

Mark Nash is the author of Fundamentals of Marketing for the Real Estate Professional, Starting & Succeeding in Real Estate, Reaching Out: The Financial Power of Niche Marketing, and 1001 Tips for Buying and Selling a Home. Mark is a contributing writer for: Realtor (R) Magazine Online, Broker Agent News, Real Estate Executive Magazine, Principal Broker, and Realty Times. He contributes residential real estate analysis to Business Week, CBS The Early Show, CNN, HGTVpro.com, The New York Times, and USA Today. View his books at http://www.1001RealEstateTips.com .

Before You Jump in the Free Agent Pool!

Before you Jump Into the Free Agent Pool!
by Linda Blew Carlson

A free agent used to be a sports figure, or entertainer whose contract had run out and was looking for a new one. But with the change in our economy and the survival mode that companies have switched to, a vast number of people have entered the arena of free agents. Recent books and articles claim we are becoming a Free Agent Nation, within a Free Agent Economy.

Are you ready to join the millions who have chosen to become free agents? If you have or are planning to change your work life and want more choice in what you do and how you do it, you need to consider two things. How good are you at working with others? Do you know what you naturally do best?

If you can answer these two questions quickly, think about whether these are skills you have learned or whether they come naturally. Many people think that being trained to do something well is good enough; others will buy this knowledge or skill from them. That may be true or it may be short lived. There isn't much today that you can learn that will not become obsolete about the time you learn it. People aren't very flexible when they learn a skill. They learn how to do it best and lack the flexibility to adapt when the skill is no longer required. How do you stay flexible? Identify what you were born to do and you easily adapt to changes!

Being a successful free agent depends heavily on people skills. The Income part depends on your being able to cut directly through the defenses of people who are inundated with info the minute they get out of bed in the morning. It is pretty unrealistic to think you will get enough work to support yourself by relying on others to tell someone else how good you are. So brushing up on your people skills is essential.

There are some great resources for you, the prospective free agent. For instance Dan Pink in his new book defines what you are feeling right now. He says that people by the thousands each day are fleeing the organization to become free agents. He says; This person is the independent worker who operates on his or her terms, untethered to a large organization, serving multiple clients and customers instead of a single boss. This is good information. You need to know where you fit in the scheme of things.

Toni Lonier wants to give free agents the tools they will need to succeed. Barbara Reinhold recognizes the personal fears and gives advice and resources to deal with them. Sara Horowitz has developed a place where free agents can get similar and sometimes better benefits than organizations offer. This takes care of the basics. But no one has asked or answered the really important questions yet. How good are you at working with others, really? Do you know what you naturally do best? (This is usually very different from what you have been trained to do.)

Many free agents recognize that going it alone does not mean being alone. A recent issue of INC. has its cover page devoted to an example of going solo and teaming. Newer web sites do recognize the need for building teams that share projects and personal support. These sites talk about the need to get along well with others, and how to make significant contributions to the team. But just getting along with others doesn't mean you know how to get the best performance from them, or yourself for that matter.

So, what we have going today, is a growing understanding of the role of the free agent. We also have an expanding amount of information generated by people who are free agents themselves to help us. We have existing groups and new ones forming that will share and support us. What is missing?

Recent ground breaking research, provides answers for the two questions you must face, before you really stand a strong chance of making it as a free agent. It explains how to get others to give willing cooperation consistently. It explains what you have as in-born skills, that not only showcase your learned skills, but also come to your rescue when you need help.

It is important that you create and environment for yourself that removes the uncomfortable stress you have felt in organizations, and provides the greatest opportunity for your success, while being yourself. That means you need to maximize your strengths and minimize your liabilities. It also means that you can capitalize on your natural skills and be able to help others do the same. This new research gives you the ability to do all of this, along with the insight into how to form powerful teams, that quickly gain recognition for outstanding performance.

There are two simple steps to take before becoming a free agent. First, I suggest you go to the web site at http://www.styleworks4u.com and get information that will make establishing your free agent status faster and easier. It will give you an opportunity to take some free assessments that will identify what you are naturally good at. This is the starting point.

The authors books mentioned above, and many others, can be secured at any major library, or from most of the major Internet book sellers. Also a couple of key sites to get information on free agents and business are: www.fastcompany.com and www.business2.com. As you surf the search engines and directories, you will find many excellent sites and web pages. When you make the jump into the free agent pool - give yourself the very real chance for success!

Linda Carlson is President of Focus I. Inc. and has been a free agent all her life. She is dedicated to helping others work freely and powerfully. Her bio and story can be found at; http://www.styleworks4u.com/cgi-bin/index.cgi/about/index.html

.

Apartment Rentals Search Made Easy

An apartment, also sometimes known as a flat, is a self-contained housing unit that occupies only part or a floor of a multistoried building. There are usually suites of such rooms, each self- contained located on one floor of an apartment house. Apartments may be owned by an owner cum occupier or rented to tenants. When rented out, these rooms have cooking facilities, a bathroom and a place to sleep. Those who live in these units pay rent for their use, usually on a monthly basis, known as Apartment Rentals. Normally a studio is different from an Apartment in that it has one big room which includes living area, cooking area and sleeping area. Normally partition walls are placed to separate. The bathroom is always separate. Apartments can have single or double bedrooms and sometimes even more.

There are various types of Apartments available for rent and one can get a comprehensive database of such apartments by subscribing to sites offering such rental services. They cover all types of property including small and unique properties not found easily. They provide features like photos of the apartments being rented, their floor plans, and maps and sometimes even with a 360-degree virtual tour. They allow you create a personal notebook or webpage where you can keep track of and compare apartments that interest you, store and submit online rental applications and communicate with property owners and managers. Not only apartments, one can even search for condos and homes. In a condominium individual units of a larger complex are sold but not rented.

You can also search the local newspaper for finding rental apartments but be careful as many of these advertisements are taken out by professional rental agents or multiple apartment complexes. These are generally expensive keeping in mind, the medium to high rent apartments designed for working professionals and dual-income families. Sometimes even abandoned warehouses are converted into private apartments, so you can talk with the local chamber of commerce to know such offers.

When you rent an apartment you are advised to go for a Renters Insurance which is a low-cost insurance policy which covers all personal property inside your apartment and liability for medical expenses if a visitor is injured. A typical renter?s insurance policy may cost from $200 to $300 USD a year in premium which covers up to $35,000 USD in property losses and $100,000 in liability claims against the renter.

Jeff Van Persie is a regular article contributor on many topics. Be sure to visit his websites Rental Resource,Apartment Rental and One Stop Information

Baby Furniture Buyers Guide

Baby furniture is one of the most popular types of gifts given at a baby shower. Gift shopping for nursery furniture can be made easier if the new parents have a gift registry at some popular stores in your area. However, this is often not the case. Be sure to always enclose a gift receipt with your gift so it can be returned if the new parents get duplicates.

Baby furniture is one of the most popular types of gifts given at a baby shower. Gift shopping for nursery furniture can be made easier if the new parents have a gift registry at some popular stores in your area. However, this is often not the case. Be sure to always enclose a gift receipt with your gift so it can be returned if the new parents get duplicates.

Communication between the guests would be wise to prevent any duplicate gifts. The guests could also choose to get together on something more expensive such as a piece of nursery furniture. The parents need items that will hold up well for their newborn, so check to make certain the item you choose is sturdy and built for safety.

Purchasing an expensive gift such as a piece of furniture for the nursery would help the new parents tremendously as they are probably strapped for cash at this point. What with the pre-natel care and the upcoming hospital and doctor expenses that come with any childbirth.

Baby Cribs

Cribs will be the most important piece of furniture the new parent will need for the baby. They come in a wide variety of styles and finishes to match any nursery theme or color scheme the parents might have for the nursery. They come as standard cribs, canopy, convertible, sleigh and various other types. Some of the more common features available would be adjustable mattress heights, metal mattress supports, one of three different kinds of release mechanism, rolling casters and/or a teething rail. A baby can use the crib from birth until around the age of 3. A safe and sturdy crib will cost from $150 to over $1000 depending on the quality of the wood and the features provided.

Crib Mattresses

A crib mattress is a very important item for the baby as she/he will be spending over 50% of his time on the mattress until he/she is around 3 years of age. Mattresses come in basically two types: foam or innerspring/coil. Foam weighs less while the innerspring/coil will last a much longer time. Accessories include bedding, crib sheets, crib wedges and waterproof mattress pads. High quality foam mattresses will cost between $80 to $100, while an innerspring/coil mattress will cost from $75 to $200.

Bedding-Bumpers-Sheets-Quilts-Shams

Most standard, canopy and convertible cribs will use standard size crib bedding. A round crib, porta crib, cradle and bassinet will all need special bedding to fit the size of the particular item. A bumper is a necessary item that is needed to keep the baby safe by keeping the baby's arms and legs from getting stuck in the slats. A quilt or comforter should not be used in the crib, but rather as a play mat for the baby. A diaper stacker is used to store your diapers and to keep the nursery more organized. Pillows are a safety hazard for the baby and should never be used in the crib. Most bedding sets can cost from $50 to as high as $700 for a set with better quality fabrics etc.

Changing Tables

A changing table should be well padded, have guardrails and include safety straps for the baby. They come in several types such as the combination sytle, dresser drawer and one with open shelves. Accessories include changing pads, oraganizers and wipe warmers. A changing table can be used from birth until about two years of age. They range in price from $90 to $200 depending on the accessories and storage space they have.

Rocking Chairs

A rocking chair would be a welcome addition to the baby nursery or living room. The rocking chair would give the mom-to-be lots of quality time with her newborn baby.

Moses Baskets

Moses baskets are a rather unique piece of furniture. A moses basket would be an unexpected but welcome baby shower gift. Also something the mother could pass on for a heirloom. This is an item that could be passed from generation to generation.

Child's Rocking Chair

A children's rocking chair would make a great gift. One that most people wouldn't think of giving. You wouldn't need to worry about duplicating your gift with some other guest with this gift.

Playpen & Play Yard

Play yards come in 3 different types. The basic which can be used as a playpen or a crib. One that has a bassinet built in for the newborn. A canopy style to keep you infant shielded from the sun and to keep in cooler in the outdoors. Accessories you can purchase seperately include a changing station, netting for outdoor use and sheets. A play yard can be used from birth until about 2 years of age. Good quality play yards cost between $60 to more than $200.

Portable Travel Crib

A portable travel crib would be great for those over-night trips out of town or state to family or friends.

Cradles

A cradle is used from birth until 4 months or the baby is able to roll from side to side. Cradles usually include a padded bumper, fitted sheet and a quilt or comforter. One of the advantages of a cradle is that you can rock it and it is lower than a crib.

Baby Dresser

Every nursery needs a chest of drawers for the newborn. You can buy them with a theme, in different styles, shapes and colors. If you know how the new parents will be decorating the nursery, you can match the baby dresser to the theme.

High Chair

All new parents need this very essential piece of furniture. There are several types of high chairs: Adjustable, conventional, booster and wooden. The high chair should have an adjustable tray, locking mechanism, some kind of restraint system and possibly rolling casters which are allowed to be locked easily. Parents can use the high chair as soon as the baby is born for bottle feeding if it is capable of fully reclining.

Bassinets

A traditional piece of nursery furniture would be a bassinet. The baby can use the bassinet from birth until about 4 month of age. Bassinet sets usually include a hood cover, fitted sheet, plain sheet and a bumper.

Car Seats

A car seat is a necessity because every state requires the baby be restrained while in a car. Newborns must travel in the back seat in a car seat that faces the rear of the car. After the baby is a year old you change to a forward facing car seat. Car seats come in several different types. An infant car seat, convertible and booster seats. Infant and convertible car seats cost between $60 and $300.

Strollers

Strollers come as a standard stroller, single, umbrella, double strooler or as a travel system which is a combination stroller and car seat. Most strollers have a canopy, front bar, harness, reliner and a storage space. Accessories available include accessory bars, attachable toy and activity bars, infant headrests, rain sheilds and stroller connectors for attaching two strollers together. A stroller can be used from around 4 months of age until about 3 or 4 years old. Depending on the style and quality strollers can be purchased for as little as $15 to as much as $1,000.

Baby Monitor

A monitor may be a luxery item, but it can give the parents added reassurance that their baby is safe. There are several types: audio, audio/movement and audio/video monitors. Monitors can be used from newborn to toddler. Depending on the type of monitor, you can buy them for as little as $20 on up to $400, with the audio/video monitor being the most expensive.

Bouncer Seat

A very useful item is a bouncer seat. They can come with an accessory toy bar, canopy, restraint and variable speeds. A bouncer seat can be used from newborn until the baby is 9 months old. The standard non-battery operated bouncer seats cost between $40 and $75 while the battery operated seats tend to cost a bit more.

Copyright Randy Wilson, All Rights Reserved.

ABOUT THE AUTHOR
Randy is owner of Profitable Home Businesses, How to Plan a Baby Shower and Las Vegas Weddings.